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Normally this is in paragraph 22 and will read something like this:Īcceleration Remedies. Under the typical mortgage (you have to look at yours) the procedure for default letters is laid out. The notice of default (default letter) basically tells you that you have broken some promise in the mortgage. What is happening with the notice of default or default letter (and why are you getting it from your mortgage company)? What is happening with the default letter.The default letter (or “notice of default”) is the critical first step in the foreclosure process against you in Alabama. Alabama foreclosure: Critical keys to understanding a default letter or notice of default